/* Lowcover homepage */
.lc-container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding-right: 24px;
  padding-left: 24px;
}

.lc-hero,
.lc-section,
.lc-finance-section,
.lc-how-section {
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont,
    "Segoe UI", sans-serif;
}

.lc-hero {
  background: #f2f7fb;
  padding: 64px 0;
}

.lc-hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 56px;
}

.lc-eyebrow {
  display: inline-block;
  margin-bottom: 14px;
  color: #168a4a;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 1.5px;
}

.lc-hero h1 {
  max-width: 600px;
  margin: 0;
  color: #0d2b4d;
  font-size: clamp(2.5rem, 4.5vw, 4.1rem);
  font-weight: 800;
  letter-spacing: -2px;
  line-height: 1.1;
}

.lc-hero h1 span {
  display: block;
  color: #168a4a;
}

.lc-hero-description {
  max-width: 520px;
  margin: 24px 0;
  color: #526579;
  font-size: 1.08rem;
  line-height: 1.8;
}

.lc-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.lc-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 13px 19px;
  border: 1px solid transparent;
  border-radius: 9px;
  font-size: 0.92rem;
  font-weight: 700;
  line-height: 1.4;
  text-align: center;
  text-decoration: none;
  transition: background-color 0.18s ease, color 0.18s ease;
}

.lc-btn-primary {
  color: #ffffff;
  background: #168a4a;
}

.lc-btn-primary:hover {
  background: #116c3a;
}

.lc-btn-secondary {
  color: #0d2b4d;
  background: #ffffff;
  border-color: #cbd8e4;
}

.lc-btn-secondary:hover {
  background: #eaf2f8;
}

.lc-hero-note {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  margin-top: 24px;
  color: #526579;
  font-size: 0.84rem;
  line-height: 1.6;
}

.lc-check {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 22px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  color: #116c3a;
  background: #d9f2e3;
  font-weight: 800;
}

/* Hero quick links */
.lc-hero-panel {
  padding: 26px;
  border: 1px solid #e0e8ef;
  border-radius: 18px;
  background: #ffffff;
  box-shadow: 0 12px 36px rgba(13, 43, 77, 0.07);
}

.lc-panel-heading {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}

.lc-panel-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 48px;
  width: 48px;
  height: 48px;
  border-radius: 13px;
  background: #e5f5eb;
  font-size: 1.5rem;
}

.lc-panel-heading h2 {
  margin: 0 0 5px;
  color: #0d2b4d;
  font-size: 1.15rem;
}

.lc-panel-heading p {
  margin: 0;
  color: #637386;
  font-size: 0.85rem;
  line-height: 1.5;
}

.lc-quick-link {
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 15px 0;
  border-top: 1px solid #e8edf2;
  color: inherit;
  text-decoration: none;
}

.lc-quick-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 44px;
  width: 44px;
  height: 44px;
  border-radius: 11px;
  background: #f2f7fb;
  font-size: 1.35rem;
}

.lc-quick-link > span:nth-child(2) {
  flex: 1;
  min-width: 0;
}

.lc-quick-link strong,
.lc-quick-link small {
  display: block;
}

.lc-quick-link strong {
  margin-bottom: 4px;
  color: #0d2b4d;
  font-size: 0.92rem;
}

.lc-quick-link small {
  color: #637386;
  font-size: 0.8rem;
  line-height: 1.5;
}

.lc-arrow {
  color: #168a4a;
  font-size: 1.2rem;
}

.lc-quick-link:hover strong,
.lc-panel-all:hover {
  color: #168a4a;
}

.lc-panel-all {
  display: block;
  padding-top: 17px;
  border-top: 1px solid #e8edf2;
  color: #0d2b4d;
  font-size: 0.88rem;
  font-weight: 750;
  text-decoration: none;
}

/* General sections */
.lc-section {
  padding: 76px 0;
  background: #ffffff;
}

.lc-section-heading {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 32px;
}

.lc-section-heading h2,
.lc-finance-content h2 {
  margin: 0;
  color: #0d2b4d;
  font-size: clamp(1.8rem, 3vw, 2.45rem);
  font-weight: 800;
  letter-spacing: -0.8px;
  line-height: 1.2;
}

.lc-section-heading p {
  margin: 12px 0 0;
  color: #637386;
  font-size: 0.98rem;
  line-height: 1.7;
}

.lc-text-link {
  flex: 0 0 auto;
  color: #0d2b4d;
  font-size: 0.9rem;
  font-weight: 750;
  text-decoration: none;
}

.lc-text-link:hover {
  color: #168a4a;
}

/* Category cards */
.lc-category-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.lc-category-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  min-width: 0;
  min-height: 220px;
  padding: 25px;
  border: 1px solid #e2e9f0;
  border-radius: 14px;
  background: #ffffff;
  text-decoration: none;
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.lc-category-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 28px rgba(13, 43, 77, 0.08);
}

.lc-category-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  margin-bottom: 18px;
  border-radius: 12px;
  background: #e5f5eb;
  font-size: 1.5rem;
}

.lc-category-card h3,
.lc-resource-card h3 {
  margin: 0;
  color: #0d2b4d;
  font-size: 1.08rem;
  line-height: 1.4;
}

.lc-category-card p,
.lc-resource-card p {
  margin: 9px 0 20px;
  color: #637386;
  font-size: 0.88rem;
  line-height: 1.7;
}

.lc-card-link {
  margin-top: auto;
  color: #168a4a;
  font-size: 0.87rem;
  font-weight: 750;
}

/* Asset finance */
.lc-finance-section {
  padding: 72px 0;
  background: #f2f7fb;
}

.lc-finance-grid {
  display: grid;
  grid-template-columns: 1fr 0.9fr;
  align-items: center;
  gap: 60px;
}

.lc-finance-content h2 {
  max-width: 550px;
}

.lc-finance-content > p {
  max-width: 540px;
  margin: 18px 0 24px;
  color: #526579;
  font-size: 0.98rem;
  line-height: 1.8;
}

.lc-finance-features {
  padding: 8px 25px;
  border: 1px solid #e0e8ef;
  border-radius: 16px;
  background: #ffffff;
}

.lc-finance-feature {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 0;
}

.lc-finance-feature + .lc-finance-feature {
  border-top: 1px solid #e8edf2;
}

.lc-finance-feature > span {
  font-size: 1.6rem;
}

.lc-finance-feature h3 {
  margin: 0 0 6px;
  color: #0d2b4d;
  font-size: 0.98rem;
}

.lc-finance-feature p {
  margin: 0;
  color: #637386;
  font-size: 0.86rem;
  line-height: 1.65;
}

/* Deals and guides */
.lc-resource-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.lc-resource-card {
  padding: 32px;
  border: 1px solid #e2e9f0;
  border-radius: 16px;
}

.lc-resource-deals {
  background: #f3f8ff;
}

.lc-resource-guides {
  background: #f0f9f3;
}

.lc-resource-icon {
  display: block;
  margin-bottom: 20px;
  font-size: 2rem;
}

.lc-resource-card p {
  max-width: 440px;
}

.lc-resource-card .lc-btn {
  margin-top: 4px;
}

/* How it works */
.lc-how-section {
  padding: 72px 0;
  background: #f7f9fb;
}

.lc-heading-centred {
  justify-content: center;
  text-align: center;
}

.lc-steps-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.lc-step {
  padding: 26px;
  border: 1px solid #e2e9f0;
  border-radius: 14px;
  background: #ffffff;
}

.lc-step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  margin-bottom: 18px;
  border-radius: 12px;
  color: #116c3a;
  background: #d9f2e3;
  font-weight: 850;
}

.lc-step h3 {
  margin: 0 0 10px;
  color: #0d2b4d;
  font-size: 1.02rem;
}

.lc-step p {
  margin: 0;
  color: #637386;
  font-size: 0.9rem;
  line-height: 1.75;
}

/* Keyboard accessibility */
.lc-btn:focus-visible,
.lc-category-card:focus-visible,
.lc-quick-link:focus-visible,
.lc-panel-all:focus-visible,
.lc-text-link:focus-visible {
  outline: 3px solid #168a4a;
  outline-offset: 4px;
}

/* Tablet */
@media (max-width: 900px) {
  .lc-hero-grid,
  .lc-finance-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .lc-hero {
    padding: 48px 0;
  }

  .lc-hero-content {
    max-width: 680px;
  }

  .lc-hero-panel {
    max-width: 680px;
    width: 100%;
  }

  .lc-category-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .lc-finance-grid {
    gap: 32px;
  }

  .lc-steps-grid {
    gap: 16px;
  }

  .lc-step {
    padding: 20px;
  }
}

/* Mobile */
@media (max-width: 600px) {
  .lc-container {
    padding-right: 18px;
    padding-left: 18px;
  }

  .lc-hero {
    padding: 38px 0;
  }

  .lc-hero-grid {
    gap: 30px;
  }

  .lc-hero h1 {
    font-size: clamp(2.2rem, 10vw, 3.2rem);
    letter-spacing: -1.2px;
  }

  .lc-hero-description {
    margin: 18px 0;
    font-size: 0.98rem;
  }

  .lc-hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .lc-btn {
    width: 100%;
  }

  .lc-hero-panel {
    padding: 19px;
    border-radius: 14px;
  }

  .lc-section,
  .lc-finance-section,
  .lc-how-section {
    padding: 48px 0;
  }

  .lc-section-heading {
    align-items: flex-start;
    flex-direction: column;
    gap: 16px;
    margin-bottom: 24px;
  }

  .lc-section-heading h2,
  .lc-finance-content h2 {
    font-size: 1.8rem;
  }

  .lc-category-grid,
  .lc-resource-grid,
  .lc-steps-grid {
    grid-template-columns: 1fr;
  }

  .lc-category-card {
    min-height: 195px;
    padding: 22px;
  }

  .lc-finance-features {
    padding-right: 19px;
    padding-left: 19px;
  }

  .lc-resource-card {
    padding: 24px;
  }

  .lc-step {
    padding: 22px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .lc-btn,
  .lc-category-card {
    transition: none;
  }

  .lc-category-card:hover {
    transform: none;
  }
}




*,
*::before,
*::after {
  box-sizing: border-box;
}

html,
body {
  width: 100%;
  max-width: 100%;
  margin-right: 0;
}

body {
  overflow-x: hidden;
}

img,
video,
iframe {
  max-width: 100%;
}


/* ========================================
   INSURANCE PAGE - REDUCE TOP SPACING
   ======================================== */

.lc-insurance-intro {
  padding-top: 24px;
  padding-bottom: 16px;
}

.lc-insurance-intro .lc-section-heading {
  margin-bottom: 0;
}

.lc-insurance-intro .lc-eyebrow {
  display: block;
  margin-bottom: 8px;
}

.lc-insurance-intro h1 {
  margin-top: 0;
  margin-bottom: 10px;
  line-height: 1.2;
}

.lc-insurance-intro p {
  margin-top: 0;
  margin-bottom: 0;
  line-height: 1.6;
}

/* Bring the category boxes closer to the introduction */
.lc-insurance-main {
  padding-top: 16px;
}

.lc-insurance-main .lc-section-heading {
  margin-bottom: 24px;
}

/* ========================================
   INSURANCE PAGE SPACING AND DIRECTORY
   ======================================== */

/* Tighten the insurance page introduction */
.lc-insurance-intro {
  padding-top: 24px;
  padding-bottom: 16px;
}

.lc-insurance-intro .lc-section-heading {
  display: block;
  margin-bottom: 0;
}

.lc-insurance-intro .lc-section-heading > div {
  display: block;
  width: 100%;
}

.lc-insurance-intro .lc-eyebrow {
  display: block;
  margin-bottom: 8px;
}

.lc-insurance-intro h1 {
  margin: 0 0 10px;
  color: #0d2b4d;
  font-size: clamp(2rem, 3vw, 2.8rem);
  font-weight: 800;
  letter-spacing: -0.8px;
  line-height: 1.2;
}

.lc-insurance-intro p {
  margin: 0;
  color: #637386;
  font-size: 0.98rem;
  line-height: 1.6;
}

/* Bring the seven main category boxes closer to the introduction */
.lc-insurance-main {
  padding-top: 16px;
  padding-bottom: 48px;
}

.lc-insurance-main .lc-section-heading {
  display: block;
  margin-bottom: 24px;
}

.lc-insurance-main .lc-section-heading > div {
  display: block;
  width: 100%;
}

/* Directory section spacing and heading */
.lc-insurance-directory {
  padding-top: 32px;
  padding-bottom: 76px;
  border-top: 1px solid #e5eaf0;
}

.lc-insurance-directory .lc-section-heading {
  display: block;
  width: 100%;
  margin-bottom: 30px;
}

.lc-insurance-directory .lc-section-heading > div {
  display: block;
  width: 100%;
}

.lc-insurance-directory .lc-section-heading .lc-eyebrow {
  display: block;
  margin-bottom: 8px;
}

.lc-insurance-directory .lc-section-heading h2 {
  display: block;
  margin: 0 0 12px;
  color: #0d2b4d;
  font-size: clamp(1.8rem, 3vw, 2.45rem);
  font-weight: 800;
  letter-spacing: -0.8px;
  line-height: 1.2;
}

.lc-insurance-directory .lc-section-heading p {
  display: block;
  margin: 0;
  padding: 0;
  color: #637386;
  font-size: 0.98rem;
  line-height: 1.7;
}

/* Directory category cards */
.lc-insurance-link-groups {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-top: 0;
  align-items: start;
}

.lc-insurance-link-group {
  min-width: 0;
  padding: 22px;
  background: #ffffff;
  border: 1px solid #e2e9f0;
  border-radius: 14px;
  box-shadow: 0 3px 12px rgba(13, 43, 77, 0.04);
}

.lc-insurance-link-group h3 {
  margin: 0 0 16px;
  padding-bottom: 12px;
  color: #0d2b4d;
  font-size: 1.08rem;
  line-height: 1.4;
  border-bottom: 2px solid #168a4a;
}

.lc-insurance-link-group ul {
  display: flex;
  flex-direction: column;
  gap: 11px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.lc-insurance-link-group li {
  margin: 0;
  padding: 0;
}

.lc-insurance-link-group a {
  color: #40536a;
  font-size: 0.88rem;
  line-height: 1.6;
  text-decoration: none;
  overflow-wrap: anywhere;
  transition: color 0.18s ease;
}

.lc-insurance-link-group a:hover,
.lc-insurance-link-group a:focus-visible {
  color: #168a4a;
  text-decoration: underline;
}

.lc-insurance-link-group a:focus-visible {
  outline: 2px solid #168a4a;
  outline-offset: 3px;
}

/* Responsive directory layout */
@media (max-width: 900px) {
  .lc-insurance-link-groups {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 600px) {
  .lc-insurance-intro {
    padding-top: 24px;
    padding-bottom: 12px;
  }

  .lc-insurance-main {
    padding-top: 12px;
    padding-bottom: 36px;
  }

  .lc-insurance-directory {
    padding-top: 32px;
    padding-bottom: 48px;
  }

  .lc-insurance-directory .lc-section-heading {
    margin-bottom: 24px;
  }

  .lc-insurance-link-groups {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .lc-insurance-link-group {
    padding: 18px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .lc-insurance-link-group a {
    transition: none;
  }
}